Monday, 16 February 2015

IBPS Clerk IV Interview Experience: Anil Kushwaha

Name : Anil Kumar
Center : Dena Bank Ahmedabad
Date : 14th Feb 2015
Time : 8:30 PM

Hello Friends,

Interview was average to good. I reached there by 8:20 AM. They call us to hall at 8:30 AM for verification started at 9:15. I was 13th in my panel. My turn for verification came at 10:45 and it took nearly 15 minutes. I hadn’t carried semester wise mark sheet then say said me to get the photo copy from premises of all semester. They game a blank sheet to write 5 sentence in Gujrati- I wrote on Make in India. (6 topic was given) and just after this my turn for interview it goes.

There were 5 members in the panel...4M and 1F.

I entered in the room and wished good morning sirs and Mam. They said "kya naam hai aapka"

M1: From Where you are and which district?
Me: Told

M1: Do you know Sh. Lalu Prasad Yadav? (With smile)
Me: Yes

M1: Are you proud on him?
Me: said no but told some of his good work in railway sector so they asked to explain what good he has done in railway. Then told some initiative in railway.

M2: So you have done BSc.IT in Distance learning mode?  How is it different from regular mode?
Me: Explained.

M2: What is Artificial Intelligence?
Me: Sorry Sir, don’t remember.

M2: What is small deposit account?
Me: Explained.

M2: What is CASA? Interest rate on Saving Bank Account and is interest rate fixed? (Many cross question here)
Me: Explained.

M2: What types of loans is given to farmers in villages and at what percent of Interest rate?
Me: Sorry sir.

M2: What is RuPay Card? What is its limitation?
Me: Explained.

M2: What types of insurance is being given in Jan Dhan Account?
Me: I said 1 lakh then they asked suppose agar kisi ka hath pair tut jaye to usko milega then I said no in only accidental death.(Not sure at that time)

Now F
She tested my local language ability with some scenario based question and gave newspaper to read and translate in Hindi.
She also asked if you would be placed in rural area then would you work with us?

Now M3

M3: You have worked almost 5 years, then why did you left your job?
Me: Be careful while answering here whoever is working or left job. I explained my reason and they looks satisfied.
M3: Asked about salary package, and how would you grow in bank and many questions related to my job and career growth?
Me: Explained.

M4 was silent observer, didn’t speak throughout ….
Finally they said...Ok Anil you can go now. I said-"Thank you"

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