Monday, 16 February 2015

IBPS Clerk IV Interview Experience: V Nagendra

Hello Team BA and my dear friends

I am very happy to share my clerical interview experience with India's one of the best website's working for the welfare of the students . Really it is a great platform where everything is shared at free of cost although we are living in a commercial world. Thanks to you people from me and all the readers(family members) of BA.

Coming to my interview:
Venue: SV university Tirupati
Panel: II @ 1pm

I reached the centre at 12.50 pm as it is very near to my home. As soon as i reached the centre a white paper and a sheet containing the order how to arrange the documents was given.

Arrange the documents in this way: 1. Interview call letter 2. Application print out 3.Identity proof 4. SSC mark list(take intermediate marklist also) 5.Degree certificate/pc 6. Cmm/semwise marksheet( no problem if u dont have semwise marksheets,, if u have take them also) 7. Caste certificate if applicable 8.Work experience 9. White paper filled with a paragraph in local language

Note: You can write any topic of your own choice in that white paper,,no marks for this,,just to ensure that the candidate is good with local language thats it

I took nearly 6-7 minutes thinking what to write ,,finally put the heading JANDAN YOJANA with a cunning idea that i may get questions on this if they see this...but a speed breaker in the first line itself, i don't know what financial inclusion is called in telugu,,so just felt pity on myself and took another paper and wrote about Tirupati

My document verification went smoothly and the lady recognised me and asked that you have came for po interview too right and said all the best ,,i said thank you and left to the interview room
Finally bell for me rang at 4.10 pm, and i entered in to the room taking three long breathes like virendar sehwag who used to take breathes under pressure

Me: May i come in please.Permission was granted by the centre person.Entered gently,, noticed 1 wise lady, 4 gentlemen ( 1 young hr)
Me: wished every one and turned towards lady and said good evening mam
M1: Good eve nagendra, take your seat
M1: As soon as sat, well what is your qualification?
Me: sir i have Completed Btech in mechanical engineering
M1: yes with 78.48 % in 2013??
Me: yes sir in 2013
M1: What have you being doing these days?
Me: I said preparing for bank exams
M1: only banks?? then why you have gone for mechanical engineering?? if you go you may get high salaries ... ongc,bhel are all offering high salaries??
Me: Sir i thought banking is the sector that suits me well where i can exhibit the skills which i acquired till now
M1: Ok if you have that much interest you would have come to banking in 2014 itself??
Me: Sir last year i missed the chance by 1 mark
M1: ok you have attempted lat year thats good
M1: What is your father and mother?
Me: My dad is banker, mother is a home maker
M1: Banker ,good which bank?
Me: Told everything(My dad works in AB)
M1: ok good,  from which college you have graduated?
Me: I said JNTU anantapur
M2: oh in the campus itself , i said yes sir
M2: Good,(impressed as it i one of the top universities in AP) then you have not placed in campus ??
Me: I said no sir,, i havent placed in campus
M1: ok leave it, what is nationalization of banks?
Me: i said, it is nothing but taking banks under government's control is called nationalization
M1: what makes government to take up banks??
Me: i said ,, if the banks are in losses, in order to incur those losses
M1: ok, when AB nationalised you know?
Me: yes sir, it was nationalised in 1980 along with six other banks
M2: good, as our state has been divided, what should be learnt from this division?
Me: yes sir, what should be learnt is,,all places should be equally developed,instead of focussing on only one place
Me2: okay whether it is achieved now?
Me: no sir  it is under process(got laugh while saying this),,,after listening to this he also gave a gentle smile
M2: ok after division what are the institutions that are coming to our state??
Me: I didn't get the question properly so i said,yes sir Rbi is planning to set up regional office in vijayawada
M2: that is ok,,anyother?
Me: i was silent as iam not getting him, then he gave a clue
Me: i told this time that yes sir IIT near tirupati and iim near vizag
M2: anyother?? i said sorry sir,no idea

now Hr: ok what does leadership means?
Me: I didnt expect hr, because in po interview no hr,, i said leardership means it is the ability to lead a team
Hr: what is the necessary of team work?
Me: sir it is necessary to have co-ordination among the members and to achieve results with high efficiency
Hr: doesnt look satisfied,,ok if an uneducated/old people come to your bank, how will you help them??
Me: sir firstly i will identify their needs and provide the required service to them
Hr: If they dont know how to fill the form,what will  you do?
Me: I will take the form and fill it for them sir,,i have experience in this too sir. as my dad working in a rural branch, sometimes when i go there,i used to fill those forms

W: She asked me whether i have attended po interview?? ( she was in the same panel in my po interview too, i think she recognised me)
Me: yes mam
W: Tell something about SHG
Me: Told whatever i know blah blah

M1: What is the first quality that a banker should posses??
Me: i said, as banks always deals with definite targets from time to time, one should be target oriented to be a good banker,,he should be self disciplined and should be able to lead a team and as well as should be able to work in a team

M2: What is the major problem, that all the banks are faced with??
Me: Npa's
M2: Asked about sarfaesi act,,,told

M3: Tell something about AB
Me: it is a medium sized bank which was established in 1923 by sri Bhogaraju Pattabi sitaramaiah garu. At present there are 2241 branches . 19800 employees are there .AB has 2020 atm's. As on oct 2014, its business value is 260000 lac crore,with 145000 lac cr deposits and 114000 lac cr advance. The logo of AB is infinity,,it means that the bank goes to any length and do anything for the customer
M3: Good, who is the chairman?
Me: Mr.CVR rajendran sir
M3: Have you attended  po interview?
Me: yes sir, last month i have attended
M3: Saying to other members, this guy is smart( myself felt like dancing there)
M3: If you get both po and clerk,which one you will opt?
Me: I said ultimately po sir

Ultimately,,saying this every one in the room laughed

M1: what is balance sheet?
Me: It is the snap shot of financial position of the company/institution/organization
M2: Thats it?? continue
Me: I said i have no idea

M1: Ok nagendra, you have done well, wished me all the best while giving a shake hand

Me: when iam saying thanks to every one,
M1: told financial position of a company till a particular date,,date is important in balance sheet
Me; I said thank you sir,
M1: although you are from engg back ground you have prepared well,,good all the best

Me; Thanked each and every person this time,which i failed to do in po interview( wished only to the centre person) and left the room with complete satisfaction

Thank you...

Note:1.Semwise marks are not necessary,,if you have take them also
         2. State issued caste certificate is ok
         3. Prepare atleast a paragraph of some topic in your local language
         4. Be short and simple



    Hi friend, this is Narinder Kumar here. I am just sharing my clerk interview here as it might help someone for their interview.

    Venue : PNB
    zonal Training centre, Ludhiana

    Date : 10.02.2015

    Time : 8.30

    Panel : V

    I reached the venue by 7.50 a.m. There were 2 panels. All the candidates were made to sit in
    a hall for document verification. It started at 8.40am. They told us to write a
    paragraph on topic in Punjabi language. After paragraph writing they started verification
    of documents, it was very lengthy procedure. My turn came at 12.45pm. After
    verification they took us to waiting area. My turn came by around 3.00pm.
    Panel had 4 Male & 1 Female member in it.

    Me : May I come
    in sir?

    M1 : Yes come
    in. Are u Narinder?

    Me : Yes sir.
    Good Afternoon Mam! Good morning Sirs!(smilingly)

    M1: Please sit.

    Me : Thankyou

    M1 : So u have
    done ur B.Pharmacy?

    Me : Yes sir(smilingly)

    M1 : Why are you
    coming to bank? You can give your license and earn Rs.10,000 per month.

    Me : Sir, many
    persons giving their license but it is legally wrong. We cannot give our
    license to anyone.

    M1 : Why not you
    are opening your own medical shop?

    Me : Sir, norms
    for opening the medical store is very strict now a days. We have to fulfil the
    criteria like there should be no medical store in area and there should be
    hospital near to your store.

    M1 : You are
    from hoshiarpur and there are many hospitals in your city?

    Me : Yes sir,
    but now every hospital have pharmacy shop in hospitals.

    M1 : How will
    you helpful for banking?

    Me : I explained.

    M1 : How many
    types of blood groups?

    Me : 8 types

    M1 : Which blood
    group is rare?

    Me : I Explained.(AB)

    M1 : Now a days
    Swine Flu is spreading. Explained it

    Me ; I

    M2 :Do you have
    bank account.

    Me : Yes Sir..

    M2 : Which bank?

    Me; Punjab
    National Bank.

    M2 : Which

    Me ;Saving

    M2 : Tell me
    Difference between saving and current account?

    Me : I

    M2 :Tell me
    interest rate on saving account?

    Me;Sir, it is

    M2 : Laughing...
    No its 4.00%

    Me Thankyou sir.

    M1;Do you play
    any game ?

    Me ; No Sir.

    Friends the
    panel was very friendly and cordial to me. It was like having a talk with our
    elder ones. Just be confident, Keep smiling and do d interview well.. All d
    best 2 everyone!!!

  2. Nagendra Is Date of passing should be correct as compared to original documents.replay me please.

  3. @prasanti the date of passing is must to be same in the original certificates

  4. best of luck borther , jay jagannth

  5. Thank u nagendra sharing u r information..

  6. I had really bad experience in interview for IBPS clerk on feb 14. As
    I dont know to speak, read and write local language tamil here. They took my interview for just 5 mins. And left me. They just asked about my hometown and 2 banking questions. No personal introduction was taken. As i have observed that for other candidates the interview was taken 15-20 mins of time. And i worried that they will not consider my application atall.

  7. should i carry attested set of documents or whether xerox of certificates is enough

  8. Thank you so much team BA,, it's my pleasure to be a member of BA family. You are really helping and encouraging many people. May god bless u people always in every matter :)

  9. if there is mismatch in months,then no problem,, year of passing should match compulsorily :)

  10. NO prblm,,you have done ur best ,,rest with the god,,All the best :)