Tuesday, 17 February 2015

Interview Experience - SBI Associate PO - V Nagendra

I am very happy to share my clerical interview experience with India's one of the best website's working for the welfare of the students . Really it is a great platform where everything is shared at free of cost although we are living in a commercial world. Thanks to you people from me and all the readers(family members) of BA

Coming to my interview: 
  • Venue: SV university Tirupati
  • Panel: II @ 1pm

I reached the centre at 12.50 pm as it is very near to my home. As soon as i reached the centre a white paper and a sheet containing the order how to arrange the documents was given.

Arrange the documents in this way: 
  • Interview call letter 
  • Application print out 
  • Identity proof 
  • SSC mark list (take intermediate marklist also) 
  • Degree certificate/pc 
  • Cmm/semwise marksheet( no problem if u dont have semwise marksheets,, if u have take them also)
  • Caste certificate if applicable 
  • Work experience 
  • White paper filled with a paragraph in local language

Note: You can write any topic of your own choice in that white paper,,no marks for this,,just to ensure that the candidate is good with local language thats it

I took nearly 6-7 minutes thinking what to write ,,finally put the heading JANDAN YOJANA with a cunning idea that i may get questions on this if they see this...but a speed breaker in the first line itself, i don't know what financial inclusion is called in telugu,,so just felt pity on myself and took another paper and wrote about Tirupati 

My document verification went smoothly and the lady recognised me and asked that you have came for po interview too right and said all the best ,,i said thank you and left to the interview room

Finally bell for me rang at 4.10 pm, and i entered in to the room taking three long breathes like virendar sehwag who used to take breathes under pressure

Me: May i come in please.Permission was granted by the centre person.Entered gently,, noticed 1 wise lady, 4 gentlemen ( 1 young hr)
Me: wished every one and turned towards lady and said good evening mam

M1: Good eve nagendra, take your seat

M1: As soon as sat, well what is your qualification?
Me: sir i have Completed Btech in mechanical engineering

M1: yes with 78.48 % in 2013??
Me: yes sir in 2013

M1: What have you being doing these days?
Me: I said preparing for bank exams

M1: only banks?? then why you have gone for mechanical engineering?? if you go you may get high salaries ... ongc,bhel are all offering high salaries??
Me: Sir i thought banking is the sector that suits me well where i can exhibit the skills which i acquired till now

M1: Ok if you have that much interest you would have come to banking in 2014 itself??
Me: Sir last year i missed the chance by 1 mark

M1: ok you have attempted lat year thats good

M1: What is your father and mother?
Me: My dad is banker, mother is a home maker

M1: Banker ,good which bank?
Me: Told everything(My dad works in AB)

M1: ok good,  from which college you have graduated?
Me: I said JNTU anantapur

M2: oh in the campus itself , i said yes sir

M2: Good,(impressed as it i one of the top universities in AP) then you have not placed in campus ??
Me: I said no sir,, i havent placed in campus

M1: ok leave it, what is nationalization of banks?
Me: i said, it is nothing but taking banks under government's control is called nationalization

M1: what makes government to take up banks??
Me: i said ,, if the banks are in losses, in order to incur those losses

M1: ok, when AB nationalised you know?
Me: yes sir, it was nationalised in 1980 along with six other banks

M2: good, as our state has been divided, what should be learnt from this division?
Me: yes sir, what should be learnt is,,all places should be equally developed,instead of focussing on only one place

Me2: okay whether it is achieved now?
Me: no sir  it is under process(got laugh while saying this),,,after listening to this he also gave a gentle smile

M2: ok after division what are the institutions that are coming to our state??
Me: I didn't get the question properly so i said,yes sir Rbi is planning to set up regional office in vijayawada

M2: that is ok,,anyother?
Me: i was silent as iam not getting him, then he gave a clue

Me: i told this time that yes sir IIT near tirupati and iim near vizag

M2: anyother?? i said sorry sir,no idea

now Hr: ok what does leadership means?
Me: I didnt expect hr, because in po interview no hr,, i said leardership means it is the ability to lead a team

Hr: what is the necessary of team work?
Me: sir it is necessary to have co-ordination among the members and to achieve results with high efficiency

Hr: doesnt look satisfied,,ok if an uneducated/old people come to your bank, how will you help them??
Me: sir firstly i will identify their needs and provide the required service to them

Hr: If they dont know how to fill the form,what will  you do?
Me: I will take the form and fill it for them sir,,i have experience in this too sir. as my dad working in a rural branch, sometimes when i go there,i used to fill those forms 

W: She asked me whether i have attended po interview?? ( she was in the same panel in my po interview too, i think she recognised me)
Me: yes mam

W: Tell something about SHG 
Me: Told whatever i know blah blah

M1: What is the first quality that a banker should posses??
Me: i said, as banks always deals with definite targets from time to time, one should be target oriented to be a good banker,,he should be self disciplined and should be able to lead a team and as well as should be able to work in a team

M2: What is the major problem, that all the banks are faced with??
Me: Npa's

M2: Asked about sarfaesi act,,,told

M3: Tell something about AB
Me: it is a medium sized bank which was established in 1923 by sri Bhogaraju Pattabi sitaramaiah garu. At present there are 2241 branches . 19800 employees are there .AB has 2020 atm's. As on oct 2014, its business value is 260000 lac crore,with 145000 lac cr deposits and 114000 lac cr advance. The logo of AB is infinity,,it means that the bank goes to any length and do anything for the customer

M3: Good, who is the chairman?
Me: Mr.CVR rajendran sir

M3: Have you attended  po interview?
Me: yes sir, last month i have attended

M3: Saying to other members, this guy is smart( myself felt like dancing there)

M3: If you get both po and clerk,which one you will opt?
Me: I said ultimately po sir

Ultimately,,saying this every one in the room laughed

M1: what is balance sheet?
Me: It is the snap shot of financial position of the company/institution/organization

M2: Thats it?? continue
Me: I said i have no idea

M1: Ok nagendra, you have done well, wished me all the best while giving a shake hand

Me: when iam saying thanks to every one, 

M1: told financial position of a company till a particular date,,date is important in balance sheet
Me; I said thank you sir, 

M1: although you are from engg back ground you have prepared well,,good all the best
Me; Thanked each and every person this time,which i failed to do in po interview( wished only to the centre person) and left the room with complete satisfaction

Thank you...


  • Semwise marks are not necessary,,if you have take them also
  • State issued caste certificate is ok
  • Prepare atleast a paragraph of some topic in your local language
  • Be short and simple

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