I am very happy to share my clerical interview experience with India's one of the best website's working for the welfare of the students . Really it is a great platform where everything is shared at free of cost although we are living in a commercial world. Thanks to you people from me and all the readers(family members) of BA
Coming to my interview:
I reached the centre at 12.50 pm as it is very near to my home. As soon as i reached the centre a white paper and a sheet containing the order how to arrange the documents was given.
Arrange the documents in this way:
- Interview call letter
- Application print out
- Identity proof
- SSC mark list (take intermediate marklist also)
- Degree certificate/pc
- Cmm/semwise marksheet( no problem if u dont have semwise marksheets,, if u have take them also)
- Caste certificate if applicable
- Work experience
- White paper filled with a paragraph in local language
Note: You can write any topic of your own choice in that white paper,,no marks for this,,just to ensure that the candidate is good with local language thats it
I took nearly 6-7 minutes thinking what to write ,,finally put the heading JANDAN YOJANA with a cunning idea that i may get questions on this if they see this...but a speed breaker in the first line itself, i don't know what financial inclusion is called in telugu,,so just felt pity on myself and took another paper and wrote about Tirupati
My document verification went smoothly and the lady recognised me and asked that you have came for po interview too right and said all the best ,,i said thank you and left to the interview room
Finally bell for me rang at 4.10 pm, and i entered in to the room taking three long breathes like virendar sehwag who used to take breathes under pressure
Me: May i come in please.Permission was granted by the centre person.Entered gently,, noticed 1 wise lady, 4 gentlemen ( 1 young hr)
Me: wished every one and turned towards lady and said good evening mam
M1: Good eve nagendra, take your seat
M1: As soon as sat, well what is your qualification?
Me: sir i have Completed Btech in mechanical engineering
M1: yes with 78.48 % in 2013??
Me: yes sir in 2013
M1: What have you being doing these days?
Me: I said preparing for bank exams
M1: only banks?? then why you have gone for mechanical engineering?? if you go you may get high salaries ... ongc,bhel are all offering high salaries??
Me: Sir i thought banking is the sector that suits me well where i can exhibit the skills which i acquired till now
M1: Ok if you have that much interest you would have come to banking in 2014 itself??
Me: Sir last year i missed the chance by 1 mark
M1: ok you have attempted lat year thats good
M1: What is your father and mother?
Me: My dad is banker, mother is a home maker
M1: Banker ,good which bank?
Me: Told everything(My dad works in AB)
M1: ok good, from which college you have graduated?
Me: I said JNTU anantapur
M2: oh in the campus itself , i said yes sir
M2: Good,(impressed as it i one of the top universities in AP) then you have not placed in campus ??
Me: I said no sir,, i havent placed in campus
M1: ok leave it, what is nationalization of banks?
Me: i said, it is nothing but taking banks under government's control is called nationalization
M1: what makes government to take up banks??
Me: i said ,, if the banks are in losses, in order to incur those losses
M1: ok, when AB nationalised you know?
Me: yes sir, it was nationalised in 1980 along with six other banks
M2: good, as our state has been divided, what should be learnt from this division?
Me: yes sir, what should be learnt is,,all places should be equally developed,instead of focussing on only one place
Me2: okay whether it is achieved now?
Me: no sir it is under process(got laugh while saying this),,,after listening to this he also gave a gentle smile
M2: ok after division what are the institutions that are coming to our state??
Me: I didn't get the question properly so i said,yes sir Rbi is planning to set up regional office in vijayawada
M2: that is ok,,anyother?
Me: i was silent as iam not getting him, then he gave a clue
Me: i told this time that yes sir IIT near tirupati and iim near vizag
M2: anyother?? i said sorry sir,no idea
now Hr: ok what does leadership means?
Me: I didnt expect hr, because in po interview no hr,, i said leardership means it is the ability to lead a team
Hr: what is the necessary of team work?
Me: sir it is necessary to have co-ordination among the members and to achieve results with high efficiency
Hr: doesnt look satisfied,,ok if an uneducated/old people come to your bank, how will you help them??
Me: sir firstly i will identify their needs and provide the required service to them
Hr: If they dont know how to fill the form,what will you do?
Me: I will take the form and fill it for them sir,,i have experience in this too sir. as my dad working in a rural branch, sometimes when i go there,i used to fill those forms
W: She asked me whether i have attended po interview?? ( she was in the same panel in my po interview too, i think she recognised me)
Me: yes mam
W: Tell something about SHG
Me: Told whatever i know blah blah
M1: What is the first quality that a banker should posses??
Me: i said, as banks always deals with definite targets from time to time, one should be target oriented to be a good banker,,he should be self disciplined and should be able to lead a team and as well as should be able to work in a team
M2: What is the major problem, that all the banks are faced with??
M2: Asked about sarfaesi act,,,told
M3: Tell something about AB
Me: it is a medium sized bank which was established in 1923 by sri Bhogaraju Pattabi sitaramaiah garu. At present there are 2241 branches . 19800 employees are there .AB has 2020 atm's. As on oct 2014, its business value is 260000 lac crore,with 145000 lac cr deposits and 114000 lac cr advance. The logo of AB is infinity,,it means that the bank goes to any length and do anything for the customer
M3: Good, who is the chairman?
Me: Mr.CVR rajendran sir
M3: Have you attended po interview?
Me: yes sir, last month i have attended
M3: Saying to other members, this guy is smart( myself felt like dancing there)
M3: If you get both po and clerk,which one you will opt?
Me: I said ultimately po sir
Ultimately,,saying this every one in the room laughed
M1: what is balance sheet?
Me: It is the snap shot of financial position of the company/institution/organization
M2: Thats it?? continue
Me: I said i have no idea
M1: Ok nagendra, you have done well, wished me all the best while giving a shake hand
Me: when iam saying thanks to every one,
M1: told financial position of a company till a particular date,,date is important in balance sheet
Me; I said thank you sir,
M1: although you are from engg back ground you have prepared well,,good all the best
Me; Thanked each and every person this time,which i failed to do in po interview( wished only to the centre person) and left the room with complete satisfaction
- Semwise marks are not necessary,,if you have take them also
- State issued caste certificate is ok
- Prepare atleast a paragraph of some topic in your local language
- Be short and simple